Checking

Checking that keeps pace with your day.

Stay on top of spending, move money with confidence, and manage account activity with tools designed for everyday banking.

Easy access to balances and recent activity Real-time account and security alerts Fast internal transfers and payment tools
Everyday
Spending access
Real-time
Activity updates
Secure
Account controls
Digital
Bill pay tools
Quick actions
Bill Pay
Pay bills
Internal Transfers
Move money
Real-time
Send alerts
Instant controls
Lock card

Everyday banking without the friction

A checking experience designed to keep everyday money movement simple and visible.

Transfer flow showing from and to accounts

Instant internal transfers

Move money between checking and savings with immediate balance updates.

Spending categories and monthly summary charts

Spending insights

Categorized transactions help you review activity quickly.

Checklist of opening requirements for a checking account

What you will need

Full legal name, verified email, and basic account details to open online.

Everyday momentum

A checking view that keeps everything visible.

Track spending, monitor alerts, and keep transfers moving with confidence.

Transaction activity with filters
Real-time balance updates
Debit card controls and alerts

Control center

Tailor the account experience to match customer needs.

Debit controls

Debit controls

Lock and unlock instantly from digital banking.

Spending insights

Spending insights

Categorized transactions update in real time.

Bill pay schedule

Bill pay schedule

Plan upcoming payments with reminders.

Alert center

Alert center

Customize balance and transaction alerts.

Checking features designed for real life

Balance guard showing insufficient funds warning

Account control

Manage alerts, card controls, and daily spending tools in one place.

Ledger line items with descriptions and timestamps

Clear activity views

Every transaction includes descriptions and timestamps for easy tracking.

Mobile check deposit confirmation screen

Deposit tools

Manage deposits and view recent posting activity from digital banking.

Security controls for devices and verification

Security-first access

Verification steps and device history help keep access protected.

Statements list with download icons

Statement visibility

Access statements and account history in digital banking.

Alert preferences with toggles

Live alerts

Customize alerts for balances, transfers, and security events.

Checking fees and disclosures

Review account details before you open a checking account.

Monthly service fee
See disclosures

Varies by account options and eligibility.

Paper statement
See disclosures

Optional printed statement delivery.

Stop payment
See disclosures

Stop payment requests may include a fee.

Frequently asked questions

Is Shield Checking subject to approval?

Yes. Accounts are subject to approval and eligibility requirements.

How do I access my account?

Use online or mobile banking to view balances, activity, and alerts.

Can I set alert preferences?

Yes. Manage alerts in digital banking for balances, transfers, and security.

Are internal transfers available?

Yes. Move money between BlueShield accounts with real-time updates.

Can I download transactions?

Activity views and statements are available in digital banking.

What happens if I have insufficient funds?

You will see a prompt and available options before completing a transfer.

Where do I find statements?

Statements are available in digital banking under Statements.

How do I reach support?

Contact support through secure messages or the Contact page.

Start with checking

Start with an account designed for everyday banking.

Open Shield Checking and access tools built for daily money management.

Product availability, eligibility, rates, terms, and fees may vary. Review account disclosures before opening an account.