Fees & Disclosures

Clear fees. Fewer surprises.

Banking is easier to manage when fees, account details, and key disclosures are easy to find and easy to understand.

Straightforward fee visibility Product details in one place Clearer account expectations from the start
Clear
Disclosures
Visible
Fee details
Consistent
Account terms
Accessible
Digital access

Transparency built into the relationship

Fees and product details are always visible before you take action.

Account fee list with categories

Account fees

Monthly service and statement fees are listed in disclosures.

Transfer fee breakdown with wire details

Transfer fees

Wire and transfer fees are disclosed before submission.

Card fee summary with APR ranges

Card fees

Rates and late payment fees are outlined in card disclosures.

Fee summary

Transparent disclosures to support better decisions.

Outgoing wire

Fees may apply based on account terms.

Stop payment

Stop payment requests may include a fee.

Late credit payment

Late fees may apply based on card terms.

Avoiding fees

Use tools that help you stay informed.

Review account terms and choose options that fit your usage.

Maintain qualifying balance thresholds
Enable digital statements
Schedule transfers before due dates

Posting and timing

Understand timing for common account actions.

Step

Transfers

Internal transfers post immediately.

Step

Wires

Additional verification may be required.

Step

Statements

Monthly statement cycles.

Step

Disclosures

Applied at the time of action.

What clear fee communication looks like

Zero hidden fees badge

No hidden costs

Fees and account terms are outlined upfront.

Ledger entry showing a fee calculation

Clear calculations

Fee entries include descriptions and references.

Download icon with fee schedule

Downloadable schedule

Access fee and disclosure documents in digital banking.

Transaction detail view with timestamp

Transaction details

Each fee includes a posted reference and timestamp.

Admin override with required reason field

Account changes

Account adjustments include clear notes and context.

Audit log comparing fee changes

Disclosure access

Review account terms and disclosures at any time.

Fee summary

A quick view of common fee categories.

Outgoing wire
See disclosures

Fees may apply based on account terms.

Stop payment
See disclosures

Stop payment requests may include a fee.

Late credit payment
See disclosures

Late fees may apply based on card terms.

Frequently asked questions

Where do I find fees?

Fees are listed on product pages and in account disclosures.

Can fees vary by product?

Yes. Fees and terms vary by product and account type.

Are fee schedules available?

Yes. Review disclosures and fee schedules in digital banking.

Do wires have fees?

Wire transfer fees may apply. Review disclosures before sending.

Are card rates listed?

Card rates and terms are listed in card disclosures.

How do I avoid fees?

Review account terms and choose options that fit your usage.

Can fees reduce earnings?

Fees may reduce earnings where applicable.

How do I get help?

Contact support with questions about fees or disclosures.

Know before you open

See the information that helps you choose with confidence.

Review account disclosures and fee information before opening an account.

Product availability, eligibility, rates, terms, and fees may vary. Fees may reduce earnings where applicable.